Identity Theft Protection
We have developed a 360-degree approach to Identity Theft Protection. IdentaVault leverages cutting-edge technology and the nation’s largest identity theft database to provide members with the most complete and cost effective identity theft services on the market today.
Get your Identity Theft Protection today!
IdentaVault Identity Theft Protection
- Monitors 1,000+ databases and over 650 billion data points
- Uses a system that rapidly detects identity fraud
- Offers a secure web site that provides you with an identity score & report
- Provides ICFE certified specialists that restore your identity if it is compromised
Over the past five years, identity theft has ranked as the
#1 consumer complaint category.
— Federal Trade Commission
In 2010, more than 11 million Americans were victims of Identity Theft. That translates into a new victim almost every 3 seconds. Identity theft is the single largest and fastest growing category of crime in the United States. Throughout the United States last year for every burglary, six identities were stolen. Could yours be next?
Identity Theft Statistics
- Over 11 million U.S. victims last year.
- 37% increase over the last three years.
- Identity Theft is the fastest growing crime in the United States.
- Victims report spending an average of 116 hours repairing the damage done by identity theft.
- 70% of victims take up to 12 months to repair the damage of identity theft.
- 71% of fraud occurs within 7 days of identity theft, yet over 50% of identity theft victims do not learn of the theft within 3 months of occurrence.
- Identity Theft costs its victim $4,8411 in damage per victim.
- 47% of Identity theft victims encounter credit problems.
- Child Identity Theft is the fastest growing of all identity theft.
Identity Theft Protection Packages:
Identity Restoration
Identity Theft victims will be appointed an ICFE Certified restoration specialist who will restore the victim’s identity to pre-theft status.
Identity Insurance
Insures against lost wages, attorney’s fees and other costs associated with recovering from identity theft. $10,000 coverage limit.
Resource Center
Provides members with the knowledge and resources to protect themselves and their family from identity theft.
Monthly Identity Monitoring
We have integrated with leading communications, financial services, retail companies, healthcare providers, and government agencies to provide best in class identity theft detection.
Identity Score
Easy to understand identity score quantifies a customer’s current identity theft risk with an absolute and relative value.
Identity Report
Details the positive and negative drivers of the identity score and all activity associated with the user’s identity.
Identity Restoration
Identity Theft victims will be appointed an ICFE Certified restoration specialist who will restore the victim’s identity to pre-theft status.
Identity Insurance
Insures against lost wages, attorney’s fees and other costs associated with recovering from identity theft. $10,000 coverage limit.
Resource Center
Provides members with the knowledge and resources to protect themselves and their family from identity theft.
Real-Time Identity Monitoring with Alerts
We have integrated with leading communications, financial services, retail companies, healthcare providers, and government agencies to detect ID theft within seconds of occurrence, often weeks before detection by traditional solutions. We perpetually monitor all customers’personal data and provide instant notification of any suspicious activity.
Identity Score
Easy to understand identity score quantifies a customer’s current identity theft risk with an absolute and relative value.
Identity Report
Details the positive and negative drivers of the identity score and all activity associated with the user’s identity.
Identity Restoration
Identity Theft victims will be appointed an ICFE Certified restoration specialist who will restore the victim’s identity to pre-theft status.
Identity Insurance
Insures against lost wages and the other costs associated with recovering from identity theft. $25,000 coverage limit.
Resource Center
Provides members with the knowledge and resources to protect themselves and their family from identity theft.
Instant Fraud Alerts & Stops
We can block a potentially fraudulent application before an account is opened, goods are shipped or the transaction is completed.
Antivirus / Antispyware Software
Provides instant protection against and detection of computer-based threats such as keystroke loggers, trojans, worms and adware.
Software Firewall
Provides members with a two-way firewall which continuously monitors your internet connection and prevents unauthorized access.
Digital File Vault
Allows users to lock up confidential data in an encrypted vault.
Digital File Shredder
Ensures that identity thieves cannot recover deleted identity data from your computer.
Chat Encryption
Encrypts your chat sessions so your conversations stay protected and private.
Computer System Tune Up
Optimizes your computer performance by removing unnecessary files and registry entries.
Automatic Software Updates
Ensures that the newest software product and signature files are downloaded on a regular basis and installed automatically.
Compare Identity Theft Protection Packages
Monthly Identity Monitoring
Identity Insurance
$10,000
$10,000
$25,000
Restoration Center
Identity Score
Identity Reports
Monthly Identity Monitoring
Realtime Monitoring & Alerts
Instant Fraud Alerts & Stops
Antivirus/Antispyware Software
Software Firewall
Digital File Vault
Digital File Shredder
Individual Plan
$5.95
$8.95
$12.95
Couple Plan
$10.90
$15.90
$22.90
Family Plan*
$20.80
$29.80
$42.80
* Add up to 4 members to the family plan when signing up online.
Identity Restoration
If suspicious identity related activity is detected, our team will immediately work with you to determine if the activity is fraudulent. Upon determination of fraudulent activity, we will appoint a restoration specialist certified by the ICFE (Institute of Consumer Financial Education).
An Identity Restoration Specialist will take the following steps:
- Contact the affected institutions via our ID Network to instantly halt the fraudulent transaction(s).
- Obtain a limited power of attorney from you to allow the restoration specialist to work on your behalf.
- Place fraud alerts on your credit files with the three major credit bureaus to prevent further damage.
- Review your identity and credit report to look for other potential fraud. Research and investigate potential damage to your identity and make best efforts to restore your identity to pre-event status.
- File a Police Report with the proper law enforcement authorities.
- Dispute and/or communicate with the negatively affected financial institutions, creditors, the three major credit bureaus, collection agencies, utility companies, healthcare/insurance providers, the IRS, law enforcement, court representatives, and others as needed.
- Create and maintain a case file to document the ID theft event.This case file is important to establish the facts surrounding the ID theft event and to establish your rights as a victim. This case file may include contact information for you, details of the case as provided by you, notes from contacts made on behalf of you, responses from entities involved in the cases, and pertinent documentation, including an ID Theft Affidavit, Affidavit of Forgery, Limited Power of Attorney Authorization, Police Report and other applicable documents as required by individual circumstances.
- Help you identify whether or not there are grounds to file an ID Theft Insurance claim. Assist you in filing a claim with insurance underwriter when applicable.
- When fraudulent use of a social security number has occurred, especially in the event of employment fraud, provide assistance with obtaining and reviewing your Social Security Personal Earnings and Benefits Statement.
- Other assistance required that we might reasonably be able to offer you on a case-by-case basis.
Identity Theft Insurance
The identity theft insurance policy is underwritten by subsidiaries or affiliates of Chartis Inc and has an aggregate limit of $10,000 for the Silver and Gold packages, $25,000 for the Platinum package. Eligible expenses for reimbursement include lost wages as a result of time taken off from work, notary and certified mail charges, fees to re-apply for loans, long distance telephone charges, and attorney fee reimbursement.
Lost Wages — The Identity Theft Insurance covers you up to $500 per week of lost wages for a maximum of four weeks. You are reimbursed for actual wages lost for time reasonably taken off work as a result of efforts to amend or rectify personal records, true name or identity as a result of identity theft.
Legal Defense — The policy covers reasonable and necessary fees and expenses incurred by you in defending a civil suit brought against members for non-payment of goods or services or default of a loan or removing any civil judgment wrongfully entered against them as a result of the stolen identity event.
Cost Reimbursement — The policy will also reimburse you for reasonable and necessary cost incurred for re-filing applications for loans or other credit instruments that are rejected solely as a result of stolen identity event, cost of notarizing affidavits and other document, long distance phone calls, postage and up to six credit reports.
Resource Center
The resource center provides members with the knowledge and resources to protect themselves and their family from identity theft. Resources include helpful contact information to various government and private entities as well as current news and alerts.
Monthly Identity Monitoring (Gold and Platinum)
Identity theft can inflict financial damage for months or even years before detection occurs. Our cutting edge ID Monitoring solution leverages the nation’s largest fraud and transaction network to provide you with the earliest possible detection of identity theft. Upon account activation, we will analyze your profile against a database of over 650 billion data points, to provide an individual identity risk analysis, report and risk score. As long as you are enrolled in the program, we monitor your identity elements such as name, address, Social Security number, date of birth and phone number.
Identity Score (Gold and Platinum)
Upon account activation you will be provided with an initial Identity Score. Additionally, customers will be provided with an updated Identity Score, every subsequent month.
The identity score is a statistically generated score ranging from 1-999 that describes your overall identity theft risk. The identity score protects you from identity theft by leveraging the same identity theft technology relied upon by leading telecommunications, financial services, retail companies, healthcare providers, and government agencies. In addition to a specific ID Score, you will receive a qualitative assessment (Low, Moderate, or High).
Identity Report (Gold and Platinum)
Upon enrollment, and each month thereafter, you will receive a report detailing all the activity associated with your account. The identity report details the positive and negative drivers of the identity score and all activity associated with your identity.
Realtime Identity Monitoring with Alerts (Platinum Only)
Identity theft can inflict financial damage for months or even years before detection occurs. Our cutting edge ID Monitoring solution leverages the nation’s largest fraud and transaction database to detect ID theft within seconds of occurrence, often weeks before detection by traditional solutions.
Upon account activation, we will analyze your profile against a database of over 650 billion data points, to provide an individual identity risk analysis, report and risk score. On an ongoing basis, you will be provided with active real-time monitoring and will receive instant email alerts in the event new activity occurs in your identity profile. Upon receipt of email alerts, you are instructed to login to your account to view the updated identity report and determine if fraud may have occurred.
Realtime Data Monitoring Includes:
- Credit Card Accounts
- Wireless Accounts
- Mortgage Accounts
- Auto Loans
- Utility Accounts
- Payday Loans
- Healthcare Accounts
- Change of Address Records
Antivirus Antispyware Software (Platinum Only)
The U.S. Homeland Security Department recommends the use of Antivirus and Antispyware software to protect you and your family from online identity theft. This is why we provide our customers with best-in-class Antivirus and Internet Security Software. As a member, you can download all our computer protection software from the Computer Protection section of the IdentaVault Identity Theft Website.
Antivirus Protection
Protects against viruses and other malware with industry leading technology.
Antispyware Protection
Class I antispyware software blocks concealed programs that track a customer’s online and offline activity including password stealers, trojans, worms, keystroke loggers, and other malware.
Antiphishing Protection
Blocks webpages that attempt to steal your credit card data and personal information.
Antispam Protection
Stops unwanted mail from reaching your inbox.
Software Firewall
Automatically secures your internet connection and helps prevent outsiders from accessing your Wi-Fi network.
Automatic Updates
Software is automatically updated to ensure that customers are protected from new viruses and online threats.
Other Computer Protection (Platinum Only)
System Tune-up
Optimizes computer performance by removing unnecessary files and registry entries.
Chat Encryption
Encrypts and keeps your instant messenger conversations protected and private.
Digital File Vault
Locks up confidential files in an encrypted vault.
Digital File Shredder
Ensures that identity thieves cannot recover deleted identity data from your computer.
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